Conditions
Loan purpose
For making purchases from ROSSIA mall
Loan type
Consumer
Loan amount
AMD 50.000-1.500.000 
 
Loan currency
AMD
Annual interest rate
19%-20
 
Loan term
12-24months
Repayment frequency
Monthly
Loan repayment procedure
Monthly- equally  (annuitant), or Non-equally (differential) 
 
Security
Borrower's financial flows, In case of loans
in the amount of AMD  200.000  the guaranty of  at least 1 individual, who is  not a member of the Borrower's family,
In case of loans in the amount of AMD 200.001  the guaranty of  at least 2 individuals who are not the members of the Borrower's family
 
Provision method
Both by cash and non-cash
Commission fee
Flat fee- 1% of the loan amount
Loan formalization
ARMECONOMBANK OJSC ROSSIA branch
Decision-making and loan provision period
up to 3 working days
Demands
Borrower requirements
Resident individual over 18 years
Registered and living in the Republic of Armenia
Has a constant income source acceptable by the Bank
Negative decision grounds
Negative assessment on the customer’s financial condition
Non-credibility of the presented documents
Unacceptable guarantors
Costumer’s negative credit history
Other reasons which according to the Bank assessment will hamper the loan repayment
Documents
Note Documents presented by individuals 
 
PunctApplication on receiving a loan
PunctPassport copies
PunctDocument containing public services number
PunctStatement from the workplace (in the amount of salary) of the applicant (and/or borrower(s), if necessary) given maximum 20 working days prior.
PunctIf necessary, other documents.
Հաշվիչ
Հավասարաչափ մարումներով
Results Արդյունք
N Վճարման ամսաթիվ Վարկի մնացորդ Վճարվող տոկոսագումար Մարում վարկից Ընդամենը վճարում
Մայր գումարի հավասարաչափ մարումներով
Results Արդյունք
N Վճարման ամսաթիվ Վարկի մնացորդ Վճարվող տոկոսագումար Մարում վարկից Ընդամենը վճարում
Updated: 07/06/2018 17:07