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Banking account CASH AND FOREIGN CURRENCY TRANSACTIONS TRANSFERS UNALLOCATED METAL ACCOUNT Escrow account Demand deposit account Provision of technical inspection checks

Loans

Consumer Loans Jerm Ojakh SOLAR LOAN Loans with fund collateration Car loan (primary market) Car loan (secondary market) CONSUMER LOAN WITH REAL ESTATE COLLATERAL STUDENT LOAN GRANTED FROM THE BANK’S OWN RESOURCES Student loan within the framework of "Affordable housing for young people" national target program LOAN WITHOUT A PLEDGE UNION LOAN Non -renewable credit line for social package users Loan with gold item collateral Agricultural (with Gold Collateral) LOANS GRANTED TO THE INDIVIDUALS FOR THE PURPOSE OF SERVICE RENDERING AND ACQUISITION OF GOODS ON CREDIT Gold bullions on credit Online Loan Mortgage loans Housing for young families Mortgage loan (acquisition) Mortgage loan (Renovation,cosntruction) Fixed adjustable interest rate Credit Lines With gold items collateral With real estate collateral Under the pledge of vehicles Granted under the pledge of monetary funds Income ground Payroll Pension ARMEC's Standard

Deposits

Classic deposit Beneficial deposit Child deposit

Plastic Cards

Visa Visa Classic Visa Classic Plus Visa Gold Visa Platinum Visa Infinite Master Card ARMECs STANDARD ARMECs GOLD Gold Standard Arca CLASSIC MIR Classic Pension Social

Transfers

Instant transfers S.W.I.F.T. transfers Other transfers

Personal safekeeping boxes

Functions of state authorities

Securities and Currency

Bonds to be placed Allocated USD bonds AMD Bonds Investment services Foreign currency operations

Additional services

My transfer CashBack Service in VIP Hall Automated Services Golden Bullions

Women in business

Banking accounts

Banking account

Loans

Trade loans Instant Easy Easy + Degressive Easy ECOEASY ECOEASY + ECOLOAN Commercial Loan COMMERCIAL LOANS PROVIDED FOR RENEWABLE ENERGY DEVELOPMENT Trade Finance Program Loans Granted for Export Financing Commercial Loan Granted Under Fund Collateration Commercial loan/ credit line provided by account turnover Start Up COMMERCIAL CAR LOAN Loans provided within the framework of the first measure to neutralize the economic effects of the coronavirus approved by the decision of the Government of the Republic of Armenia ’Women in business’’ project to tourism industry Women in business Projects financed through EIB facilities Credit lines Commercial credit line Agricultural LOANS PROVIDED FOR AGRICULTURAL PURPOSES (WITH ESTATE COLLATERATION) LOANS PROVIDED FOR AGRICULTURAL PURPOSES (Partial or full interest rate subsidy) LOANS PROVIDED FOR AGRICULTURAL PURPOSES (WITH ESTATE COLLATERATION) WITH GAF PROJECT AGRICULTURAL MICROCREDIT

Deposits

Classic deposit

Cards

Visa Business Master Card Business Arca Business

Payments

S.W.I.F.T. transfers

Personal Safekeeping boxes

Securities and Currency

Foreign currency operations

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Loans

For medical workers For employees of educational institutions For the employees of IT and telecommunications industry

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