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Banking accounts

Banking account CASH AND FOREIGN CURRENCY TRANSACTIONS TRANSFERS UNALLOCATED METAL ACCOUNT Escrow account Demand deposit account

Loans

Consumer Loans Jerm Ojakh (Temporarily suspended from 01.05.2023) Solar loan Loans with fund collateration Car loan (primary market) Car loan (secondary market) Consumer loan with real estate collateral Student loan granted from the Bank's own resources Student loan within the framework of "Affordable housing for young people" national target program Loan without a pledge Loan with gold item collateral Agricultural (with Gold Collateral) Loans granted to the individuals for the purpose of service rendering and acquisition of goods on credit Gold bullions on credit Online Loan Mortgage loans Housing for young families Mortgage loan (acquisition) Mortgage loan (Renovation,construction) Subsidized loan for energy-efficient renovation Credit Lines AGRO With gold items collateral With real estate collateral Under the pledge of vehicles Granted under the pledge of monetary funds Income ground Payroll Pension ARMEC's Standard

Deposits

Classic deposit Beneficial deposit Child deposit Classic + (works up to 30.06.2023)

Plastic Cards

Visa Visa Guru Digital Visa Digital Visa Classic Visa Gold Visa Platinum Visa Infinite Master Card Standard ARMECs STANDARD Gold ARMECs GOLD Arca CLASSIC MIR Classic Social Gift Card

Transfers

Instant transfers S.W.I.F.T. transfers Visa Direct international transfers

Personal safekeeping boxes

Functions of state authorities

Additional services

My transfer CashBack Service in VIP Hall Automated Services Golden Bullions

Securities and Currency

Bonds to be placed Allocated USD bonds AMD Bonds Investment services Unallocated metal account Currency Operations

Banking accounts

Banking account CASH AND FOREIGN CURRENCY TRANSACTIONS TRANSFERS UNALLOCATED METAL ACCOUNT Escrow account Demand deposit account

Loans

Trade loans BUSINESS LOAN WITH PLEDGE OF GOLD (WITH GAF PROGRAMS) Instant Easy Easy + Degressive Easy ECOEASY ECOEASY + ECOLOAN Commercial Loan COMMERCIAL LOANS PROVIDED FOR RENEWABLE ENERGY DEVELOPMENT Trade Finance Program Loans Granted for Export Financing Commercial Loan Granted Under Fund Collateration Commercial loan/ credit line provided by account turnover Start Up COMMERCIAL CAR LOAN ’Women in business’’ project to tourism industry Projects financed through EIB facilities Credit lines Commercial credit line Agricultural LOANS PROVIDED FOR AGRICULTURAL PURPOSES (WITH ESTATE COLLATERATION) SUPPORT TO AGRICULTURAL SECTOR UNDER AF PROGRAM LOANS PROVIDED FOR AGRICULTURAL PURPOSES (Partial or full interest rate subsidy) LOANS PROVIDED FOR AGRICULTURAL PURPOSES (WITH ESTATE COLLATERATION) WITH GAF PROJECT

Deposits

Classic + (works up to 30.06.2023) Classic deposit

Cards

Visa Visa Business Arca Business

Payments

S.W.I.F.T. transfers

Personal Safekeeping boxes

Securities and Currency

Bonds to be placed Allocated USD bonds AMD Bonds Investment services Unallocated metal account Currency Operations

Additional services

POS terminals Documentary Letter of Credits Provision of an international guarantee Documentary incasso CashBack Service in VIP Hall Automatic services

Loans

Credit Lines For medical workers For employees of educational institutions For the employees of IT and telecommunications industry

Cards

TRANSFERS

Transfers

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