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Consumer Loans Jerm Ojakh SOLAR LOAN Loans with fund collateration Car loan (primary market) Car loan (secondary market) CONSUMER LOAN WITH REAL ESTATE COLLATERAL STUDENT LOAN GRANTED FROM THE BANK’S OWN RESOURCES Student loan within the framework of "Affordable housing for young people" national target program LOAN WITHOUT A PLEDGE UNION LOAN Non -renewable credit line for social package users Loan with gold item collateral Agricultural (with Gold Collateral) LOANS GRANTED TO THE INDIVIDUALS FOR THE PURPOSE OF SERVICE RENDERING AND ACQUISITION OF GOODS ON CREDIT Gold bullions on credit Mortgage loans Housing for young families Mortgage loan (acquisition) Mortgage loan (Renovation,cosntruction) Fixed adjustable interest rate Credit Lines With gold items collateral With real estate collateral Under the pledge of vehicles Granted under the pledge of monetary funds Income ground Payroll Pension ARMEC's Standard

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Visa Visa Classic Visa Classic Plus Visa Gold Visa Platinum Visa Infinite Master Card ARMECs STANDARD ARMECs GOLD Gold Standard Arca CLASSIC MIR Classic Pension

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Securities and Currency

Bonds to be placed Allocated USD bonds AMD Bonds Investment services Foreign currency operations

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CashBack Service in VIP Hall Automated Services Golden Bullions

Banking accounts

Banking account

Loans

Trade loans Instant Easy Easy + Degressive Easy ECOEASY ECOEASY + ECOLOAN Commercial Loan Loans Provided for Agricultural Purposes (with estate collateration ) LOANS PROVIDED FOR AGRICULTURAL PURPOSES COMMERCIAL LOANS PROVIDED FOR RENEWABLE ENERGY DEVELOPMENT Trade Finance Program Loans Granted for Export Financing Commercial Loan Granted Under Fund Collateration Commercial loan/ credit line provided by account turnover ’Women in business’’ project to tourism industry Women in business Projects financed through EIB facilities Credit lines Commercial credit line

Deposits

Classic deposit

Cards

Visa Business Master Card Business Arca Business

Payments

S.W.I.F.T. transfers

Personal Safekeeping boxes

Securities and Currency

Foreign currency operations

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Loans

Agricultural (with Gold Collateral) With Gold Items' Collateral For medical workers For employees of educational institutions For the employees of IT and telecommunications industry

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