Profit+
Get your salary with Armeconombank cards and take advantage of the many benefits of Profit Plus package.
When you apply for any of the Guru cards, you receive Visa Classic, Mastercard Standard, and ArCa Classic salary cards for free*, and you can obtain Guru cards for a reduced annual fee:
Annual service fee for the Guru/Guru Digital card: AMD 1,000
Annual service fee for the Guru Travel card: AMD 12,000
Moreover, cash your salary without a fee, and by transferring your funds to Guru cards you will have:
0,5-1% cashback for each completed cashless payment 1
(Higher cashback at Visa Guru partner companies)
AMD Credit line with an interest-free period of up to 51 days
Interest calculated for positive balance of the AMD card account: 4% 2
Learn more about the benefits of the Guru Travel card here
Additionally, you can look forward to numerous perks:
Free VISA Classic, Mastercard Standard, and ArCa Classic salary cards
Free cashout3
Credit line of up to ten times your income
Sectoral affordable rates starting from 13.5%4
Interest rates reduced by 1% on real estate loans
Free bank account opening
Free AEB Mobile app and customer support center
Extensive network of AEB branches and ATMs
1. Cashback
In case of non-cash payments using the VISA GURU (as well Digital) card, the cardholder can receive a monthly Cashback, but not more than AMD 10,000 per month.
- 0.5% for each non-cash transaction made in the Republic of Armenia,
- 1% for each non-cash transaction made abroad,
- The refund amount is subject to taxation according to the RA Tax Code. The amount of the refund is transferred after collecting the income tax in the amount prescribed by the law.
Refunds are not provided for utility payments, card-to-card transfers, transactions made with electronic wallets, charitable donations, against the payments made for state services and other state payments, winning games and bets, banking operations ( etc. repayment of loan etc/) .
2. Positive Balance: 4%
Interest calculated for funds in card accounts of AMD 100,001 or more
Annual nominal interest rate
- 4% for AMD 100,001 and more balance in VISA GURU (including DIGITAL) payment card account in AMD currency,
Annual Percentage Yield:
- AMD 100,001 and more in VISA GURU (including DIGITAL) payment card accounts: 4.04%
The interests are calculated on average daily basis of funds available in the card account and are paid on the first working day following the reporting month.
3.Cashout
In case of cash withdrawal up to AMD 1,000,000 per day, the withdrawal fee is set at 0%, and for the amount exceeding AMD 1,000,000 per day - 0.5%.
4.Sectoral affordable rates
Interest rates start at 13.5% annually for employees in the education, IT, telecommunications, and healthcare sectors. Learn more here.
*Only new customers may receive a free salary card.
This promotional offer does not apply when ordering cards through AEB Mobile application; you need to visit any branch or the Head Office of Armeconombank.
During the promotion period (September 9–December 31), all customers will receive a 50% discount on AEB Guru Digital cards, with an annual maintenance fee of AMD 1,000, when ordered through the AEB Mobile app.