Loans provided for economic, commercial, service rendering, business expansion and development purposes.
Micro loans: up to 6 mln. AMD or other equivalent currency, Small loans: from 6 mln. to 33 mln. AMD or other equivalent currency, Medium loans: from 33 mln. to 200 mln. AMD or other equivalent currency, Large loans: from 200 mln. to more AMD or other equivalent currency.
100.000 AMD or equivalent currency
The provided loan amount
The provided loan amount is conditioned and connected with: Loan purpose Customer's creditworthiness Loan security proposed by the customer, Loan risk assessment, Normative field requirements determined by the RA Central Bank and international agreements.
AMD, USD , EUR
Annual interest rate
AMD - starting from 14% (For loans provided within the framework of GAF project - 12% ), Other currency - 11% AMD – maximum 10.5%, if the company carries out activities in the fields of agricultural processing and tourism (within the framework of EIB)
Minimum term - 1 months, maximum tenor: Maximum 10 years for large and medium loans Maximum 7 years for small and micro loans 7.5 years within the framework of EIB project
Movable or Real estate Other security means acceptable by the Bank.
Loan to pledge value ratio
For large loans up to 25 working days For medium, small and micro loans up to 20 working days (in case of collateral the loan is provided within 2 working days following the receipt of registration right over the pledge)