Loans
Agricultural (Property Pledged) GAF SME program to business women
AMD 1.500.000-160.000.000
loan amount
12.57-14.22 % (for loans up to AMD 5 mln.)
actual interest rate
Up to 25 working days
decision period
12-60 months
loan term
Agricultural (with estate collateral)
Up to 25 working days
decision period
24-60 months
loan term
13.81% - 17.83%
actual interest rate
AMD 1.500.000 or equivalent foreign currency
minimum amount
Support of the agricultural sector with the GF program
24-60 months
loan term
Up to 25 working days
decision period
12.57-13.77%
actual interest rate
AMD 1.500.000-160.000.000
loan amount
Program loans provided to the agricultural sector (with partial or full subsidization of interest rates)
6-96 months
loan term
11% - 17%
actual interest rate
AMD 3,000,000 - 4,000,000,000 AMD 15,000 - 7,500,000
loan amount
Loans provided for the agricultural purposes (with estate collateral) under the GAF SME program
Up to 25 working days
decision period
12-60 months
loan term
12.57-14.22%
actual interest rate
AMD 1.500.000-160.000.000
loan amount
Commercial Loan Granted Under Fund Collateration
Up to 2 banking days
decision period
From 1 month to the term of the deposit deadline
loan term
AMD 7.23-16.08%, Currency 4.28-12.68%
actual interest rate
AMD 10.000 or equivalent foreign currency
minimum amount
Business loan with pledge of gold (with GAF programs)
12.7%
actual interest rate
Up to 25 working days
decision period
12-60 months
loan term
AMD 50.000 - 5.000.000
loan amount
Instant business
AMD 500,000-10,000,000
loan amount
12-60 months
loan term
Up to 3 working day
decision period
ECOLOAN
AMD 5.000.001-500.000.000
loan amount
24-60 months
loan term
up to 25 working days,
decision period
Renewable energy development
AMD 1.000.000 -200.000.000
loan amount
9.34-9.91%
actual interest rate
Up to 25 working days
decision period
24-120 months
loan term
Trade Finance Program
USD 12.000 or equivalent in EUR
minimum amount
1-36 months
loan term
Up to 25 working
decision period
Loans Granted for Export Financing
Up to 25 working days
decision period
6-12 months
loan term
7.45-14.57%
actual interest rate
Foreign currency equivalent to AMD 1.000.000
minimum amount
Start Up
912-3650 days,
loan term
Up to 10 working days
decision period
AMD-14.74-17.89% Foreign currency- 11.37-14.41%
actual interest rate
AMD 1.000.000 or equivalent currency
minimum amount
Commercial car loan
Up to 25 working days
decision period
12-48 months
loan term
Minimum AMD 5.000.001
minimum amount
Projects financed through EIB facilities
Preferential interest rate
actual interest rate
Grace period
loan term
Commercial credit line
Up to 25 working days
decision period
Up to 7 years
loan term
AMD 5.000.001 or equivalent foreign currency
minimum amount
ECOEASY+ (Discontinued on 08.06.2026)
AMD 5.000.001-8.000.000
loan amount
12-60 months
loan term
Up to 3 working days
decision period
Easy + (Discontinued on 08.06.2026)
AMD 5.000.001-8.000.000
loan amount
12-15%
actual interest rate
12-60 months
loan term
Up to 3 working days
decision period
Commercial loan/ credit line provided by account turnover
Up to 2 working days
decision period
6-24 months
loan term
AMD 19.84-20.68%, Foreign currency- 15.25-18.33%
actual interest rate
AMD 100.000-3.000.000 or equivalent currency
loan amount
ECOEASY (Discontinued on 08.06.2026)
AMD 2.500.001 -6.000.000
loan amount
11.3%
actual interest rate
12-48 months
loan term
Up to 3 three working days
decision period
Easy (Discontinued on 08.06.2026)
AMD 2.500.001- 6.000.000
loan amount
13.47-19.53%
actual interest rate
12-48 months
loan term
Up to 3 working days
decision period
Instant (Discontinued on 08.06.2026)
AMD 100.000-2.500.000
loan amount
18.04-22.47%
actual interest rate
12-30 months
loan term
Up to 1 working day
decision period
