Perform your banking transactions from anywhere in the world
- Account view
- Account opening
- Account replenishment
- Executing transfers from the account
- Receipt of account statements
- Receipt of POS statements/only for acting clients having a registered POS
- Receipt of a reference on the account
- Submission of cash withdrawal application
- Opening of a savings account
- "EASY” transfers (stating the phone number or e-mail address of the recipient)(PE)
- Transfers between the customer's accounts
- Currency exchange
- Transfers in the RA, between AMD (including budget) and foreign currency accounts
- Transfer to the card ( from bank and card account (card))
- International transfers
- International transfers to the card /Visa Direct, Money Send/
- Receipt of money from countless payment systems to card(current) account via MyTransfer system(PE)
- AEB transfer(Countless transfer between the branches of the Bank) (PE)
- Transfer via QR code /ArcaQR/
- Utilities (also group)
Electricity
Gas (rent and service fee)
Water (Veola water, Irrigation water rent/membership fee)
Telephone (Team city)
Internet (Team Hiline, Ucom, Rostelecom, Fnet, Fnet (new), Arpinet, Homenet, VirusNet)
Mobile phone (Team, Ucom, Viva)
Property tax (Current and Current year)
- Other payments
Traffic fines (according to Decision number and according to License plate and technical passport)
Garbage collection /Yerevan/
Parking fine/payment
Condominiums
Intercom /Stroy Master, Armatis, Fnet, Domicil
DACS
Online payments (Onex, Draive, 4u.am, Globbing, Onex tax payment)
- Card account view
- Ordering a card or additional card
- Reissue of the card
- Blocking/Unblocking of a card
- Change in encashment amount/quantity limits of a card
- Card account replenishment
- Transfers from a card account
- Managing SMS notifications of the card
- Receipt of card account statements
- Receipt of a reference on card account
- Submitting an application on cash withdrawal from the card account
- View of card account balance in ArCa
- Card closure application
- Receipt a new PIN code /via ATM/
- Change of a PIN code
- Receipt of a CVV
- Opening of Deposit accounts
- Replenishment of deposit accounts
- Receipt of interests accrued on the deposit placed on deposit accounts
- Withdrawal of deposits placed on deposit accounts
- Receipt of statements on deposit accounts
- Changing the account of receiving deposit interest
- Regular/principal repayments of a loan
- Receipt of information on loan
- Receipt of loan account statements
- Decrease in the credit line limit
- Provision of online loan(PE)
- Provision of a credit line via AEB Guru Digital cards (PE)
- Provision of a credit line via AEB Guru Travel cards (PE)
- Repayment of other AEB loan/with Loan code or Agreement number
- Application for disbursement of funds from the credit line (LE)
- Provision of a credit line with a deposit collateral (PE)
- My AEB Portfolio - Bonds
- AEB Bond Acquisition /primary market/
- Execution of regular transfers
- Creating groups for utility payments and transfers within the Republic of Armenia
- Receiving pension account statements
- Saving templates, copying documents
- Application for concluding a MTPL contract
- Attachment of another bank card
- Reference on income received through accounts
- Sending letters, applications, proposals to the bank
- Receiving responses to letters, messages, notifications from the bank
- Letter - Application
- Contact with the bank
free of charge
free of charge
free of charge
free of charge
- Transfers from the card account to the benefit of the clients of RA banks ***
free of charge
- Card blocking
free of charge
- Unblocking of the card blocked by the system
free of charge
** Get acquainted with the Bank’s tariffs in "Information Bulletin of Payment Cards and Card Account".
All other tariffs are available without preferential terms.
* To get acquainted with the full tariffs for the provision and service of plastic cards, please visit "Information Bulletin of Payment Cards and Card Account".
*** Except for MasterCard ARMEC's GOLD, MasterCard ARMEC's STANDARD and Visa GURU / Visa GURU TRAVEL card types. In accordance with "Information Bulletin of Payment Cards and Card Account".
- to other banks in RA territory/preferential tariff/
0.1% minimum AMD 1,000, maximum AMD 10,000
- to other banks within Armenia /preferential tariff/
free of charge
free of charge
- Opening a current AMD bank account when registering as a customer with biometric identification through the AEB Mobile system /preferential rate/
free of charge
- Opening a current AMD, USD, EUR and RUR bank account a physical entity customer through the AEB Mobile system /preferential rate/
free of charge
- Opening of an savings AMD bank account for a PE customer participant via AEB Mobile system /preferential tariff/ *
Free of charge*
* Information bulletin of opening a Savings account
To get acquainted with the tariffs of "Online loan" provided to individuals via AEB Mobile/ AEB Online systems please see "Credit line via VISA GURU TRAVEL card " subsection of the Information Bulletin of "Providing Credit Lines to Individuals through Plastic cards".
Get acquainted with the tariffs of "Online loan" provided to physical entities through AEB Mobile / AEB Online systems of "Information Bulletin of Loans provided to Individuals".
0.6% minimum AMD 200
"AEB TRANSFERS" internal fast money transfer system, which will enable transfers in Armenian dram and USD, EUR, RUR foreign currencies in the network of branches of ARMECONOMBANK OJSC, without submitting additional data and charging the customer a cash withdrawal fee.
- Access to the system upon LE/PE/PE client with the security code, receipt of the code through the device ***
Resident - Flat fee AMD 10,000 +1,000 monthly
Non-resident and non RA citizen - Flat fee AMD 30,000 +2,000 monthly
- Access to the system upon LE/PE/PE client with the security code, receipt of the code through an SMS message (without a device) **
Resident - AMD 2,000 monthly
Non-resident and non RA citizen - AMD 4,000 monthly
- Access to the system upon LE/PE/PE customer’s with a security code, possibility to receive the code both through an SMS and device ** ***
Resident - Flat fee AMD 10,000 + AMD 2,000 monthly
Non-resident and non RA citizen - Flat fee AMD 30,000 + AMD 4,000 monthly
In case of submitting an application for registration in AEB Mobile/AEB Online electronic systems of ARMECONOMBANK OJSC, the opening of the above-mentioned account is set free of charge for customers not having a current bank AMD account.
* Except for the amount cards envisaged for pension and other social payments.
- For LE and PE customers, the monthly service fee is charged once, regardless of the number of users.
- If the same user is linked to both an PE customer and an LE customer, the fee is charged only from the LE/PE customer, while the PE customer is serviced free of charge.
- If there is a user linked to more than one LE/PE customer and the service is provided via a device / SMS, the one-time fee is charged once, while the service fees are charged from each LE/PE customer individually.
Resident - Flat fee AMD 7,500
Non-resident and non RA citizen - Flat fee AMD 20,000
Resident- Flat fee - AMD 10,000
Non-resident and non RA citizen - Flat fee –AMD 30,000
* The tariff includes VAT.
free of change
- a) Up to AMD 100,000 (preferential rate)
AMD 100
- b) AMD 100,0001 – AMD 250,000
AMD 500
- c) AMD 250,001 – AMD 500,000
AMD 1,000
- d) AMD 500,001 – AMD 1,000,000
AMD 1,500
- e) AMD 1,000,001 – AMD 3,000,000
AMD 3,000
- f) AMD 3,000,001 – AMD 5,000,000
AMD 5,000
- g) AMD 5,000,001 and more
AMD 7,000
The provision of the service is implemented by the Head Office and branches of "ARMECONOMBANK" OJSC, also with identification.
ATTENTION! YOU ARE ELIGIBLE TO COMMUNICATE WITH A FINANCIAL INSTITUTION BY THE MEANS OF COMMUNICATION YOU PREFER – THROUGH POSTAL SERVICES OR ELECTRONICALLY. THE RECEIPT OF INFORMATION ELECTRONICALLY IS THE MOST CONVENIENT. IT IS AVAILABLE ROUND-THE-CLOCK (24/7), FREE OF THE RISK OF LOSS OF PAPER INFORMATION AND ENSURES THE CONFIDENTIALITY.
On the purpose of due diligence of the customer envisaged by ra law on “Օn combating money laundering and terrorism financing”, the bank may request additional documents or other information from the consumer based on "Know your customer" principle, as well as ask the consumer additional questions during oral communication (in case of necessity of such a requirement).
In compliance with the agreement signed with USA, to find out if you are a usa tax payer, financial institutions may collect additional information about the agreements, contracts, cooperation, membership signed by financial institutions, which may have a direct impact on the consumers (e.g. foreign account tax compliance act (fatca)).
- The system allows 6 failed login attempts.
If more than five unsuccessful attempts are made, the access rights of the given user are temporarily blocked. If the correct password is entered again after 3 minutes, the user can enter. In case of 6 consecutive unsuccessful accesses, it is blocked. - The Bank undertakes to block the access of the user in case the client is not identified, as well as in cases of the general agreement of providing bank services signed with the Customer, in cases defined by the general conditions.
- The Client has a right to block the access right of the user to the system by applying the Bank or changing the users.
- In order to perform operations in the system, the fulfillment of requirements of the general agreement for the provision of banking services signed by the Customer with the Bank (if not signed, the Customer is obliged to sign it immediately or from the moment of registration in the System, the contract valid in the Bank is considered to be concluded between the Bank and the Customer), fulfillment and storage of General Terms and Tariffs, as well as Customer identification are mandatory.
- The Client’s identification is the registration of the Customer in the System as a User, after which the Customer receives a login of the system user and a temporary password, with the use of which the Client is considered identified.
- After the Customer's identification, the performance of any action and/or operation/transaction allowed by the System is considered a transaction actually performed by the Customer and/or on his/her instructions, and the information generated in the system regarding it acquires legal force and significance equivalent to a written document transaction signed by the Customer.
- If the User is not the Client, then that User is considered an authorized representative of the Client with the role of the liability entitled to him/her in the Application of the Customer’s registration and the operations executed by the latter are considered as operations made by the Client (the Client may terminate this right by notifying the Bank in writing).
- The Client (user) is obliged to keep the secrecy of its passwords, not to disclose them to third parties, not to give an opportunity for them to become accessible to other persons and take all possible security measures, and in case of any leakage or similar danger, change the given passwords in the system, contact the Bank to suspend the Client's identification by their use and application.
- In order to verify the Customer's identification, the System may introduce additional security measures (sending a one-time password via SMS to the registered phone number, and/or others), applying which the identification of the person entering the System and/or making transactions and the Customer is considered verified.
- The Bank undertakes to charge the Customer the commissions defined by the Bank’s Tariffs for executing operations with the System, as well as other fees related to the service of the System by third parties.
- The bulletin is provided free of charge in paper form at the Customer's request, and is also available at all locations of the Bank's activity (the head office of the Bank and branches).
- The Client may get acquainted with other terms of usage of the system through the Internet website of the Bank.
- The terms of the Bulletin may have amended after the date of publication of the bulletin, which the Client may clarify by contacting the Bank’s means of communication indicated in the Bulletin.
- Download the application from the App Store (for iOS users) or Play Market (for Android users).
- Enter your email address.
- Create a password (The password must be in Latin characters and contain at least 1 uppercase letter, 1 lowercase letter, 1 number, and 1 special character).
- Repeat the password (This will be your login password for the system).
- Confirm the information by receiving a four-digit security code sent to your email address.
- Fill in your first and last name (in Latin characters) and date of birth.
- Select your country code in the mobile phone field (+374 for Armenia, enter the number without 0). By clicking the Continue button, you will receive a four-digit security code on your mobile phone.
- Sign the documents by visiting any branch of the Bank, or if you are a customer of Armeconombank, you may receive them by email upon request.
