Loans
Loans with fund collateration
Obtain a consumer loan by pledging your bank deposit, account balance, or bonds issued by the bank
AMD 10,000
minimum amount
7.23-14.93%
actual interest rate
Up to 3 working days
decision period
Credit line with fund collateration
AMD 10,000
minimum amount
7.23-14.93%
actual interest rate
Up to 3 working days
decision period
Credit line with cash collateral provided through AEB MOBILE/ONLINE
Get a consumer loan by pledging your funds via AEB MOBILE/ONLINE systems
AMD 100,000
minimum amount
8.56-15.02%
actual interest rate
At the time of processing
decision period
Consumer loan with real estate collateral
AMD 3,000,000
minimum amount
14.98-20.83%
actual interest rate
Up to 30 calendar days
decision period
30-120 months
loan term
Loan with gold item collateral
AMD 10,000-50,000,000
loan amount
AMD 10.000
minimum amount
16.08%-20.15%
actual interest rate
The loan is available on the spot
decision period
Agricultural (with Gold Collateral)
AMD 10,000-50,000,000
loan amount
AMD - 16.08-20.15% USD - 11.57-14.85% EUR - 10.47-13.84%
actual interest rate
Provided on site
decision period
Car loan (primary market)
AMD 2,000,000- 20,000,000
loan amount
14.37-17.45%
actual interest rate
Up to 30 calendar days
decision period
Car loan (secondary market)
AMD 2,000,000-20,000,000
loan amount
17.32-19.13%
actual interest rate
Up to 30 calendar days
decision period
Gold bullions on credit
AMD 100.000-10.000.000
loan amount
14.93-20.87%
actual interest rate
Within 1 banking day
decision period
Housing for young families
AMD 1,000,000-27,750,000
loan amount
Primary market- 8.24-9.98% Secondary marker- 3.28-5.97%
actual interest rate
120-240 months
loan term
"Affordable housing to servicemen" by HYF
1,000,000-25,650,000 AMD
loan amount
6.59-8.14%
actual interest rate
From 120 up to 240 months
loan term
Refinanced for a serviceman by the National Mortgage Company
AMD 1,000,000-25,650,000
loan amount
10.05-10.15%
actual interest rate
From 120 up to 240 months
loan term
Refinanced by the National Mortgage Company(acquisition)
AMD 1,000,000- 60,000,000
loan amount
AMD 15.46-19.76%
actual interest rate
120-240 months
loan term
Refinanced by the National Mortgage Company(renovation, construction)
AMD 1,000,000-60,000,000
loan amount
15.63-19.39%
actual interest rate
120-240 months
loan term
Provided within the framework of own resources of the bank
AMD 1,000,000-100,000,000
loan amount
120-240 month
loan term
Subsidized loan for energy-efficient renovation (Discontinued on 01.07.2025)
AMD 3,000,001-10,000,000
loan amount
84 month
loan term
Loan without a pledge
AMD 30,000-2,000,000
loan amount
21.54-23.9%
actual interest rate
3 working day
decision period
365-1109 days
loan term
Student loan from the Bank's resources
AMD 50,000-1,000,000
loan amount
20.07-20.66%
actual interest rate
Up to 3 working days
decision period
6-24 months
loan term
Student loan (State program)
AMD 50,000-4,000,000
loan amount
9%
actual interest rate
Up to 3 working days
decision period
72-120 months
loan term
Online Loan
AMD 100,000-3,000,000
loan amount
23.75%
actual interest rate
Up to 5 minutes
decision period
18-36 Months
loan term
Jerm Ojakh
AMD 275,000-3,000,000
loan amount
14,37%
actual interest rate
up to 30 calendar days
decision period
up to 60 months
loan term
AEB Guru & Guru Travel credit line
AMD 100,000-2,000,000
loan amount
0% - 23.42%
actual interest rate
up to 3 working days
decision period
12-36 months
loan term
AGRO credit line
100.000-300.000 AMD
loan amount
21,56%
actual interest rate
Up to 5 minutes
decision period
24 months
loan term
Income ground credit line
AMD 100,000-2,000,000
loan amount
20.74%
actual interest rate
Up to 5 business days
decision period
12-36 months
loan term
Salary credit line
AMD 50,000-4,000,000
loan amount
18.39%
actual interest rate
Up to 5 working days
decision period
12-48 months
loan term
ARMEC's Standard credit line
AMD 500,000-3,000,000
loan amount
16%
actual interest rate
Up to 5 working days
decision period
24-36 months
loan term
Credit line provided via Mastercard World credit lines
AMD 100,000-2,000,000
loan amount
14.93%
actual interest rate
Up to 5 business days
decision period
12-48 months
loan term
Installment Loan
AMD 20.000-2.000.000
loan amount
0-24%
actual interest rate
1 working day
decision period
1-60 months
loan term
Purchase of heating systems on credit (with subsidy) (Discontinued on 01.07.2025)
AMD 275.000-1.200.000
loan amount
Up to 84 months
loan term
Installment loan (Subsidized solar loan) (Discontinued on 01.07.2025)
Get a solar loan to invest in energy-efficient solutions — with government subsidies and affordable terms
AMD 275.000-4.000.000
loan amount
1-6.75%
actual interest rate
1 working day
decision period
84 months
loan term