Yes, after entering the one-time password sent to the customer’s mobile number at the ATM, the customer can set their preferred PIN code. The PIN of an active card can also be changed via the ATM by selecting the "Change PIN" option and confirming the new four-digit code.

Yes, daily withdrawal or transaction limits can be increased as defined in the Bank's Tariffs and Rates approved by the Management Board.

Yes, an additional card with a separate PIN code can be linked to the main card, allowing family members to access the cardholder’s account

Yes, it is possible

Yes, it is possible. Non-account transfers from abroad can be received within minutes using the My Transfer service

Currently, multi-currency plastic cards are not issued. However, transfers between cards of different currencies issued by Armenian banks are possible.
At "Armeconombank" CJSC branches and Head Office, cash withdrawal from foreign currency cards is available in both foreign currency and AMD, while ATMs issue cash only in AMD.

Yes. Card account top-ups are possible via the TelCell, EasyPay, iDram, and Mobidram payment systems

Yes. Transfers can be made via the ArCa.am app, cabinet.arca.am website, or the AEB Mobile app using the "Card-to-card" function.
Transfers between card accounts can be made through the "Transfers in Armenia" section of the AEB Mobile app.
Note: ArCa.am and cabinet.arca.am use the same login credentials.

Deposited amounts are usually activated within 15–20 minutes. Amounts deposited between 9:30 AM and 12:00 PM are activated by 1:00 PM.

No. For security reasons, if the PIN is entered incorrectly three times, the ATM will capture the card

No. After unblocking, the card must be used for at least one transaction or balance inquiry via ATM before using it at a POS terminal. Otherwise, it will be blocked again

Yes. ArCa Classic MIR cards can be used in Russia, Crimea, and other countries connected to the Russian NSPK payment system. More details: https://mironline.ru/payment-system/geo/

Yes. Visa Infinite and Visa Platinum cards include PriorityPass service.

• Visa Infinite holders: 6 free visits per year.

• Visa Platinum holders: 2 free visits per year.
  In all other cases, including accompanying guests, a fee of USD 27 (or its equivalent) is charged.

No. Additional cards cannot be linked to MasterCard ARMECs cards. Once the credit line is fully repaid, the card is also closed.

Yes, it is possible. Visit http://www.cardholderbenefitsonline.com/, enter your 16-digit Visa Infinite card number under the "Insurance Benefits" section, and download the insurance policy form. Once filled out, the policy is valid for 90 days from the date of completion, provided at least 50% of the trip expenses were paid with the Visa Infinite card.

Yes. Payments can be made via payment terminals, the AEB Mobile app, or the online platform https://payment.aeb.am.
This platform allows utility and other payments, loan repayments, and account/card top-ups.